When buying / purchasing a house (not a home)!
Home to me is what memories you’ll get out of the house. I think of it as a house because it is an investment (and one of the largest investments you’ll make in your lifetime!).
And when buying a house, consider all your finance options – especially with the many different loan products. But mainly take a close look at the cost of the house as if you were purchasing for it with Cash. Reason is, there are a few items that no matter will most likely increase in cost year after year. And they are Property Taxes, Insurance & HOA. The loan product (mortgage) you choose will most likely be a fix rate and that monthly payment will most likely stay the same (except for those requiring Escrow funds).
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